Should You Get the New Hilton Business Credit Card?

A few weeks ago, my husband and I signed up for the new Hilton Aspire credit card in order to capitalize on its sweet new perks. Not only does the card offer a 100k signup bonus, but it comes with automatic Hilton Diamond status, a $250 Hilton resort credit, a $250 annual airline credit, Priority Pass Select Membership, a free weekend night each year, and several other goodies.

As an aside, I am also thinking of the Hilton Honors American Express Business Card. It’s not quite as fancy and the perks aren’t nearly as lucrative. However, it’s still worth considering if you stay at Hilton properties or want to in the future.

For more information on how to acquire this card and others like it, head here.

Here are the reasons this card is on my list and should potentially go on yours:

  • Big signup bonus – The American Express Hilton Honors Business card is offering 75,000 points after you use your card for $3,000 in purchases within three months, followed by another 25,000 points after you use your card for another $1,000 in purchases within six months.
  • Hilton Gold status – While I already have Hilton Diamond status, I could see getting this card to qualify for Hilton Gold status if you stay at Hilton properties frequently. Best of all, there is no spending requirement to earn this perk. You can also upgrade to Hilton Diamond status through the following year if you use your card for $40,000 in purchases within a year of account opening.
  • Free weekend nights – While you don’t get free weekend nights automatically with this card, you can earn a free weekend night after you use your card for $15,000 in purchases within a year, as well as another free weekend night after you use your card for $45,000 in purchases within a year.
  • Low annual fee – This card only charges $95 per year. While it’s not waived the first year, this fee is still easy to justify and a lot lower than fees charged by some other business cards on the market.
  • Priority Pass Select Membership – If you don’t have Priority Pass Select membership already, this card offers it and fairly cheaply when you consider the annual fee.
  • No foreign transaction fees – This card doesn’t charge any foreign transaction fees, which means you can use it anywhere abroad without worrying about paying an extra 3-5 percent for each dollar you spend.

The Bottom Line

Is the Hilton Honors American Express Business Credit Card worth signing up for? I definitely think it depends on your goals. Personally, I feel that the signup bonus alone makes it worth it, but that may be because I have so many Hilton Honors points already.

Then again, you can usually get a lot of value out of 100,000 Hilton Honors points no matter where you stay. A night at the Conrad Maldives Rangali Island starts at 95,000 Hilton Honors points per night, after all. If you have an expensive Hilton hotel stay coming up and could cover it with 100,000 points in exchange for paying a $95 annual fee instead, then this card could be a no-brainer.

Are you signing up for this card? Why or why not?

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