One Thing You Should Be Doing for the Best Credit Card Offers

Recently, Doctor of Credit posted an update that suggested everyone should check their Chase accounts for targeted business credit card offers. Although I have checked many times in the past with no dice, I checked again and noticed that I had a “just for you” offer for the Chase Ink Business Unlimited — a card I desperately wanted in my rotation.

Getting Approved

Since I’m well over 5/24, I was surprised to see this offer. But since it appeared to be targeted to me (even with a fixed interest rate in the terms and conditions), I went ahead and applied. Lo and behold, I was instantly approved for a $32,000 limit.

I was super pumped about my instant approval since my husband and I only use one main business credit card right now — our Ink Business Preferred. While the Ink Business Preferred card gives you 3x points in popular business categories, you only earn 1 point per $1 on regular purchases.

The Ink Business Unlimited, on the other hand, gives you 1.5 points per $1 spent on everything. You also get 50,000 points after you sign up and spend $3,000 on your card within three months. Plus, there’s no annual fee.

Since I can use this card for our business expenses, meeting the minimum spending requirement within three months will be a breeze. And since there are so many ways to use Chase Ultimate Rewards points, I know I’ll be able to use them for an awesome travel redemption in no time.

Check Your Chase Account

Since Chase has tightened up requirements for new cards and signup bonuses over the last few years, I was surprised to see they would pre-approve me for another one of their credit cards. But I was even more surprised when I saw I had a “just for you” offer for a card I actually wanted anyway.

If you’re way over 5/24, you may not have to give up hope just yet. Keep an eye on your Chase account for “just for you offers” that might work for your needs. If you find you’ve been targeted, go ahead and apply before Chase changes their mind.

Have you been targeted for credit card offers? Which one?

 

[Featured Image: Chase]

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