My Thoughts On the New 40K Offer for Barclaycard Arrival Plus

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Up until a few weeks ago, the Barclaycard Arrival Plus World Elite MasterCard offered a crazy 50K bonus worth $500 in travel. But, all good things must come to an end. And after taking down the offer completely, Barclaycard is back again with a new offer of 40,000 points after you use your card for $3,000 in purchases within 90 days.

But, should you get it? Maybe yes, and maybe no. Here’s what I think.

Why Get This Card

While 40,000 points is a real downgrade for the signup bonus on this card, it’s still $400 in free travel that you can get after using your card for $3,000 in purchases within 90 days. It’s also the same offer as the closest competitor card, which is the Capital One Venture Rewards Card.

One thing I really love about this card is the fact that you can use your points to cover any purchase that codes as travel. Over the years, I’ve used Barclay miles to cover everything from rental cars to Airbnbs, hotels, and flights. This card is easily one of the most flexible since you can shop around for the best travel deal then use your points to erase the purchase from your bill. A big caveat, however, is that you have to redeem points in increments of at least 10,000 for a $100+ travel purchase.

It’s also worth noting that this card still waives the annual fee for the first year, so if you wanted to try it out, you could experiment with its benefits for 12 months for free.

Lastly, like all good travel cards, it doesn’t charge a foreign transaction fee. You also get 2 miles for every dollar you spend and your miles never expire.

Why You Should Wait

If you want flexible travel credit specifically, then this card is a definite winner – even with only 40,000 points as a signup bonus. But you could also make the argument that you should wait it out. The card’s bonus was 40,000 points in the past, and they bumped it up to 50K for a long time. It’s easy to imagine that, if they want to boost conversions, they might raise it again in the future.

If you want a card that offers a bigger bonus, you could also consider different rewards cards instead. The Chase Sapphire Preferred card is still offering its 50,000 bonus worth $625 in travel, after all. The Chase Sapphire Reserve card also offers the same bonus and some additional perks, although it has a $450 annual fee to match.

The Bottom Line

Watching a signup bonus get downgraded is never fun, but it’s important to keep things in perspective. This card still offers $400 in free travel after you meet a minimum spending requirement, and it offers plenty of other perks as well.

Also keep in mind that, if you’ve had it and earned the bonus in the past, you can get it again. My husband and I earned the signup bonus on this card twice, although we waited around 24 months in between. As with anything else in this hobby, YMMV for sure.

Do you have this card? Why or why not?

Holly Johnson is a financial expert and award-winning writer whose obsession with frugality, budgeting, and travel plays a central role in her work. In addition to serving as Contributing Editor for The Simple Dollar, Holly writes for inspiring…
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Chase Sapphire Preferred® Card

  • Annual Fee: $95 fee waived for the first year
  • Foreign Fees: No
  • Card Type: Bank

Apply Now
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  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Breakdown

Earn (pt.)

Spend


First 3 months

50,000

$4,000


Travel Purchases

2.00

$1


Restaurants Purchases

2.00

$1


Coffee Shops Purchases

2.00

$1


Fast Food Purchases

2.00

$1


Alcohol & Bars Purchases

2.00

$1


All Purchases

1.00

$1


Chase Sapphire Preferred® Card

  • Annual Fee: $95 fee waived for the first year
  • Foreign Fees: No
  • Card Type: Bank
FTG Review Reward Breakdown Points Breakdown
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Breakdown

Earn (pt.)

Spend


First 3 months

50,000

$4,000


Travel Purchases

2.00

$1


Restaurants Purchases

2.00

$1


Coffee Shops Purchases

2.00

$1


Fast Food Purchases

2.00

$1


Alcohol & Bars Purchases

2.00

$1


All Purchases

1.00

$1


Apply Now

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