4 Credit Cards I’m Eyeing for 2018

Sweet Christmas, I’m dropping under 5/24 this month!

Compared to some bloggers, I’m not as bold when it comes to earning new credit card sign-up bonuses. Some might argue that one misses out on too many points and miles by staying under 5/24, but last year I applied for a couple of business cards to hold me over, and the number of points I had accumulated was sufficient enough for my travel needs.

If you’re a new reader, you might be wondering what all this “5/24” talk means. Chase credit cards are among the best on the market for earning valuable points, but the bank has rather strict rules for card applications. Chase won’t approve any cards to customers with five or more new accounts opened in the last 24 months. You can see how this can be a problem for those who aggressively apply for credit cards for the sake of points.

Personally, I still think that deliberately waiting to get under 5/24 is not the best idea, but it’s happening, so I’m taking advantage of the situation. Here are several cards I’m thinking to apply for this year.

Ink Business Preferred℠ Credit Card from Chase

This card’s public welcome offer is 80,000 Ultimate Rewards points, which is already fantastic, but submitting an application with a BRM can result in 100,000 points. The cards earns 3X points on travel, shipping costs, internet/cable bills as well as cell phone bills and advertising.

This is a card I was considering last year, but getting pre-approved at the branch wasn’t as easy as I’d thought. A couple of months ago, I opened a business checking account to establish some history for my freelance business. Once my fifth card drops off, I will try to apply with a Business Relationship Manager at a local Chase branch.

To compare this card to other business cards, head here.

United MileagePlus Explorer Card

Because business credit cards do not count toward 5/24 status, I will have another slot to fill with a Chase card before reaching the max again. Although I’ve held the United MileagePlus Explorer Card before, I have downgraded it to a no-fee MileagePlus Card and it’s been more than two years since I received the sign-up bonus.

I love the MileagePlus miles’ versatility and the ability to visit multiple destinations on one trip by using the Excursionist Perk. If I’m approved, another welcome bonus can’t hurt. The card comes with two one-day United Club passes per year and a free checked bag on domestic United flights for two people.

Alaska Airlines Visa Signature Credit Card

Again, this is a credit card I wanted to apply for last year, but instead, I applied for the business version to keep my personal card count low. Alaska Airlines Mileage Plan has some great airline partners and therefore interesting redemption opportunities, not to mention the ability to book a stopover on one-way awards. This card’s welcome bonus includes 30,000 Mileage Plan miles and a companion ticket for the price of just taxes for the first year. That’s like getting two airline tickets for the price of one on flights operated by Alaska or Virgin America.

CitiBusiness / AAdvantage Platinum Select World MasterCard

I’ve never been into earning American Airlines AAdvantage miles. They’re hard to redeem, and I don’t live in an AA hub. However, it’s good to diversify your point balances, and the AAdvantage program has a couple of sweet spots in its award chart…if you can find them. For example, the airline charges just 25,000 to 30,000 miles for a round-trip flight to the Caribbean.

With the card’s limited-time high sign-up bonus of 60,000 AAdvantage miles, two people can warm up on a tropical island in the wintertime. For example, I used my sign-up bonus from the personal version of the card for my mom and me to fly to the Bahamas and Grand Cayman.

Which credit cards are you eyeing this year?

Anya Kartashova

The JetBlue Plus Card

  • Annual Fee: $99 fee waived for the first year
  • Foreign Fees: 0%
  • Card Type: Travel

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  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 90 days.
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don’t expire.
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember’s first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
  • Your first checked bag is free.

Breakdown

Earn (pt.)

Spend


3 months

30,000

$1,000


JetBlue Purchases

6.00

$1


Restaurants Purchases

2.00

$1


Groceries Purchases

2.00

$1


All Purchases

1.00

$1


The JetBlue Plus Card

  • Annual Fee: $99 fee waived for the first year
  • Foreign Fees: 0%
  • Card Type: Travel
FTG Review Reward Breakdown Points Breakdown
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 90 days.
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don’t expire.
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember’s first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
  • Your first checked bag is free.

Breakdown

Earn (pt.)

Spend


3 months

30,000

$1,000


JetBlue Purchases

6.00

$1


Restaurants Purchases

2.00

$1


Groceries Purchases

2.00

$1


All Purchases

1.00

$1


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