Which Credit Card Should You Charge Hyatt Stays To?

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Hyatt has grown exponentially over the last five years. With over 700 hotels worldwide and growing, a reasonable award chart, and lots of ways to earn Hyatt points, Hyatt hotels are a popular choice among points and miles collectors. But what about paying for Hyatt hotels? Which credit card should you charge these paid Hyatt stays to? There are lots of great choices, but I’ve narrowed it down to five cards that I think are the best contenders:

Chase Sapphire Reserve

If it’s points you’re after, the Sapphire Reserve is the best card to pay for Hyatt stays. It pays out 3 Ultimate Rewards points per $1 spent, which can be redeemed with any Ultimate Rewards Travel Partner. When redeemed through the Ultimate Rewards Travel Portal, these points are worth 50% more. Sapphire Reserve cardholders also receive a $300 travel credit every year, which means you can off-set your Hyatt hotel stays with this credit.

Chase Hyatt Visa

The Chase Hyatt Visa offers 3 points per $1 spent on Hyatt stays, which is fairly generous but not as great as the 3 points per $1 paid out by the Sapphire Reserve. Why are 3 Ultimate Rewards points more valuable than 3 Hyatt points? Because those points are worth 50% more when redeemed through the Ultimate Rewards Travel Portal.

Barclay Arrival Plus World Elite MasterCard

The great thing about the Barclay Arrival Plus World Elite MasterCard is that it not only earns 2 points per $1, but you can redeem these points towards Hyatt hotel charges. While travel redemptions must be a minimum of $100, they do qualify for a 5% rebate, which is a nice bonus. So the Barclay Arrival Plus card is a great option to pay for Hyatt stays if you want to earn more than 1 point per $1 spent and get a chance to off-set the charges with the use of miles.

Discover It Miles Card

The Discover It Miles Card was probably my favorite card over the last year. Not only did I earn over $3,000 worth of cash back, but I made use of the $30 annual in-flight wifi credit. That’s probably why I’m going to hold onto it long-term. Discover It Miles works very much like Barclay Arrival Plus: You can redeem miles for statement credits applied for travel charges (including Hyatt hotel stays) or you can even have the cash value transferred to your bank account. If you’re still in the first year of card membership, the Discover It Miles card’s 3% rewards is a great reason to charge your Hyatt hotel stays to the card.

Citi Prestige

Similar to the Sapphire Reserve, the Citi Prestige card earns 3 points per $1 spent on airlines and hotels. That’s great for those of you who can put Citi ThankYou points to good use. But the best feature of this card and the reason I’d recommend it to pay for Hyatt hotel stays is the fourth night free benefit. Granted you do need to book this stay through Citi, but it can be worth hundreds or even thousands of dollars, depending on the cost of your Hyatt hotel stay.

Personally, I would probably choose the Sapphire Reserve to pay for Hyatt hotel stays, since I no longer have a Barclay Arrival and I’m no longer earning 3% cash back on the Discover It Miles Card.

But I’d like your take: Which of these cards you would use to pay for your Hyatt hotel stays?

Ariana Arghandewal

Ariana Arghandewal is a travel hacker and travel rewards expert who earns over 1.5 million miles every year. When she’s not contributing to Frugal Travel Guy, she publishes her own points and miles blog, PointChaser.com. You can connect…
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Chase Sapphire Preferred® Card

  • Annual Fee:
    $95 fee waived for the first year
  • Foreign Fees:
    No
  • Card Type: Bank

Apply Now
Add to Favorites

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Breakdown

Earn (pt.)

Spend


First 3 months

50,000

$4,000


Travel Purchases

2.00

$1


Restaurants Purchases

2.00

$1


Coffee Shops Purchases

2.00

$1


Fast Food Purchases

2.00

$1


Alcohol & Bars Purchases

2.00

$1


All Purchases

1.00

$1


Chase Sapphire Preferred® Card

  • Annual Fee:
    $95 fee waived for the first year
  • Foreign Fees:
    No
  • Card Type: Bank


Apply Now
Add to Favorites
FTG Review Reward Breakdown Points Breakdown
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Breakdown

Earn (pt.)

Spend


First 3 months

50,000

$4,000


Travel Purchases

2.00

$1


Restaurants Purchases

2.00

$1


Coffee Shops Purchases

2.00

$1


Fast Food Purchases

2.00

$1


Alcohol & Bars Purchases

2.00

$1


All Purchases

1.00

$1


Apply Now

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